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RV Financing Basics

Carolina Coach RV Financing FAQs

We offer RV financing services to make your RV purchase as seamless as possible.  Once you've found your dream RV, our Business Manager will check your credit profile and based on his findings - plus the age, type and cost of the RV being purchased - work with our 8 to 10 network lenders to find you the best term and rates possible.

We've listed some of the most common questions and answers about financing:

How Much RV Can I Afford?

All of our inventory detail pages have an RV Payment Calculator you can use to estimate your RV payment based on interest rate, term length and principal

How Long Can I Finance an RV?

  • RV's can be financed for 60 to 240 months (5 to 20 years).
  • All financing arranged by Carolina Coach & Camper is simple interest term loans.

Is Financing an RV More Similar to Financing a Car or a House?

  • RV financing is more similar to financing a house.
  • You can essentially consider RVs as homes on wheels.

Is The Interest on My RV Loan Tax Deductible (like on a home)?

Most likely - your RV may qualify for some of the same tax benefits as a second home mortgage.

Check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities.

Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

Can I Get a Warranty on a Used RV?

  • We offer a full line of service contracts.
  • Contracts can be 1 to 7 years in length and can cover a wide range of services.
  • Service contracts are available up to 100,000 miles.
Ask our Business Manager about all the posibilities.
Even if you did not buy your RV from Carolina Coach, we may still have a Service Contract available for you.

Should I Arrange Financing Prior to Visiting a Dealership?

No, let us help you finance your new RV. We offer one stop RV shopping.

From choosing your new RV and picking out parts from our parts store to financing the package deal, we'll have you rolling along on your best vacation experience ever without stepping foot in a bank or loan office.

Still Have Questions?

  Contact our Finance Department

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